I got a notice the other day by e-mail that some of my outstanding Kiva micro loan balances had been repaid and that I had some credit to use. So I went to my Kiva account and found another person to make a loan to. It took a total of about five min and it was done. So far since I started doing micro loans through the Kiva organization I have made a total of eight loans. The loans have gone to people in Vietnam, Nicaragua and Africa.Four have been repaid in full, one is 91% repaid, two are 66% repaid and the last is a new loan. After the first loan I did I started up with a kind of theme. I loaned to women who were supporting family's in country's that have been in the receiving end of the US Govt and/or the Military.
So if you would like to help people without a big investment check out Kiva and give it a try. It is a great organization. http://www.kiva.org/